Fraud with credit cards seems to be everywhere and criminals love using online shopping internet to steal people's credit card information, due to the privacy it offers. Many people believe that the only way to protect themselves is to stay away from purchasing online altogether. While this is a method to prevent credit card information from being stolen but it also means one can never purchase anything online again. The marketplace online for goods and services is growing at an alarming rate because people know they can quickly discover the most affordable deals while shopping online. If one does not shop on the internet, you'd be giving up on all these amazing deals. Using this method to avoid fraud with credit cards is similar to making the decision to never fly on a plane again to avoid terrorists. Sure, you won't be a victim of any terrorist attack which involved planes. However, that also means having to endure the hassle of not being able fly while traveling. As with all things that happens in the world, the most important thing is not to escape the problem but to comprehend the issue and implement a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss steps one can take if the credit card fraud has already happened. There is no need to be in a panic. Once the cardholder reports that his or her credit card information has been compromised The credit card company won't make the cardholder responsible for any fraudulent charges even if the charges were made prior to declaring that the credit card was stolen. The credit card company will shut down the card for further use and issue a replacement card in about a week or two However, this is something that most people would still rather not want to deal with If they could.
The next step is to utilize the Secure Browsing Tool to check if a website is safe to browse, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, at the time that Google has last examined it, and if the site has done anything suspicious before, and report when it's linked to sites that are suspicious, even if the site does not do anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this, Google's tool will bring an easy half-page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They permit users to make payment for goods and services through them. This means, for instance, that if a buyer purchases a product the item, she isn't directly paying the website that she is shopping on. She is paying the amount due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and the credit card information was never transmitted over the Amazon gutschein internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. In the event that a 3rd party payment method was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, shoppers online can now be sure that the websites they browse are secure to shop on, and also avoid entering sensitive information when purchasing. There is no reason to miss out on all the great deals when shopping online, if you are worried about the theft of credit card details.